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Top up your coverage. You may want additional coverage to be sure If you qualify, the first collision on your policy won't affect your insurance rates. Remember that insurers change their rates over time and that the company that had the best rates for your needs last year, may not be the company that provides. Any optional coverages you select will affect your rates. We're happy to work with you to find the coverages that suit your needs best. Your. Sometimes an insurance company will not automatically adjust your rates to match your up-to-date driving record and will only do so when your policy needs to be.

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